”Let’s Get Real!”

Things Not To Do Before You Buy Or Sell A Home

In this podcast episode, you'll learn some of the top things to NOT do when you're trying to buy a home.
Things like: * Buying a new car, boat or vehicle * Quitting your job * Don't max your credit cards * And more... 
PLUS - When trying to sell your home, don't make these money losing home improvement. * Put in a new pool or spa * Hang lavish wall paper * Remove Closets * And More....

How To Save Time, Money & Stress When Buying A New Home

Learn more about Bob Richards and the benefits he offers his real estate clients that make him one of the top realtors in Southern Utah.
* Save Time
* Save Money
* Make it Easy
* Stress Free 

Professional Realtor Designations

In this episode, Bob reviews the different Realtor Designations and how they help you to choose the right Realtor for your specific needs. 
You'll Learn:
* What are the different professional Realtor designations
* Why they are offered
* How they make a difference in the Realtor you select
* How Realtors obtain different designations
 

Home Inspections - How They Can Save You Time & Money

Having a Home Inspection conducted by a certified Home Inspector will save you time and money when you selling or buying a home. 
In this episode you'll learn:
* Why you should get a home inspection when buying or selling
* When should it be done
* What are the benefits to both home seller and buyer
* How to find and hire a certified Home Inspector
* Home inspection fees

YES! We Are Open For Business

In this episode you'll discover why it's important to work with a Realtor who's always "open for business." One who will will work when it's convenient for you, the customer and not themselves.
* Real Estate sales is not just a 9 to 5 gig
* How the availability of your Realtor may impact the Seller's ability to sell and the Buyer's ability to buy and close the deal in a timely manner. 
* Real Estate Agents who only are open certain days and hours are not representing their client's best interest. 
* How to select a Realtor who has a proven track record of working for their customers and not just for themselves. 
 

How To Prevent Real Estate Fraud

You'll learn what to look for and what steps to take to avoid being scammed by real estate fraud.
FRAUD is the new "F Word" in Real Estate
* Cell phone scams impersonating someone you know or your bank
* Hacks into your email address which change the account number to wire funds
* Social Media Impersonation
* Desperate Sellers
* Credit Card company fraud
* What to do before wiring money
* How to minimize risk of fraud

How Self Employed People Can More Easily Get A New Mortgage Home Loan

In this episode Bob has invited Josh Brown of Mortgage HQ to be his special guest.
Bob and Josh will give answers to the most frequently asked questions by self employed people who are looking to qualify for a new home loan.
You'll Learn:
* Is if harder for self employed people to get a home loan? If so, why?
* How to make the qualification process easier. What documentation you need to provide. 
* How COVID 19 impacted qualification for self employed people
* Will my interest rate be higher than someone who is a regular employee?
* What is the minimum amount of time I need to be self employed to qualify?
* Are all lenders equal? If not, why?
* What is a 2/1 Buy Down? What benefits does it provide?
 

Property Taxes

Yes, it's time now for everyone's favorite topic - Property Taxes!
You'll Learn....
* Calendar vs Fiscal year calculation
* Utah vs other states
* Primary vs Secondary vs Investment tax rates
* How your tax value is calculated
* How to dispute your property tax fee

Interest Rate Update

In this episode, Bob will help you discover why the "lowest interest rate" doesn't always equal the lowest cost. 
* Current rates vs rates 12 months ago
* How are interest rates determined?
* Should I refinance or get a home equity loan?
* How does my credit score affect my interest rate?
* Where are rates headed next year?

Vacation Rental Tips

In this episode, Bob gives you all the ins and outs, pros and cons of owning and managing Vacation Rental property.
* This is a real business
* How to out market the competition
* Self Manage or use a Property Manager
* Which is best - Air B&B or VRBO
* Hidden fees and taxes you need to know about.